Fixed Home Loan

Fixed rate home equity loans offer many of the benefits of a variable rate loan, but with the peace of mind of knowing exactly what your repayments will be for the course of the fixed home loan period.

The best time to fix is usually when interest rates start to rise. Remember, since the RBA began setting the cash rate target in 1990, movements in rates have always been consecutive in one direction or the other. That is, throughout history we have never seen a rate rise followed by a rate drop followed by a rate rise. When the rate direction changes, it has traditionally mafter multiple changes in the opposite direction.

AMO FIXED HOME LOANS

Not all fixed home loans are the same. In fact, AMO has won numerous awards from Canstar Cannex for the unique benefits of An AMO fixed rate home equity loan. For instance, while no other major lender will offer you a 100% offset facility on a Fixed Home Loan, AMO will. That’s one reason why we won the 2011 Canstar Canex Award for Outstanding Value Home Loan!

Security Type Owner Occupied or Investment.

Applicants PAYG or Self-Employed.

Loan Amount up to $2,000,000.

LVR up to 95% of the security value (conditions apply).

Repayments Interest Only and Principal & Interest.

Repayment Method Fortnightly or Monthly Direct Debt, Direct Salary, Deposit Payments, Telephone Transfer, Internet Transfer, Periodical Direct Credit, Inward BPay.

Term up to 30 years.

Benefits

• No annual or monthly fees
• Additional Repayments
• Redraw
• Phone & Internet Access
• Loan can be split into portions - Splits
• Line of Credit
• Deposit Book
• No switching fee (conditions apply)

  Please note: Information that is contained on the web site should be used as a guideline only. You should seek advice from professional financial, legal and real estate specialists before purchasing a property and/or applying for a loan.

AMO SPECIAL OFFER

AMO currently has a special offer on our Fixed Home Loan. Click here to find out more..

Useful Information

Apply online Now it is even easier to apply for a Home Loan. Apply online or download an application form. The application process will take approximately five to ten minutes.

AMO Calculators AMO have developed free to use online calculators for your convenience to help you stay in control of your money. Select from the list of savings, tax and loan calculators.